In Louisiana, accidents involving uninsured or under-insured motorists are unfortunately common. If you or a family member has been injured in such an accident, it is important to understand your legal options. One such option is resident relative coverage under uninsured/under-insured motorist policies.
What is Resident Relative Coverage?
Resident relative coverage is a type of insurance coverage that provides compensation to injured family members who live with the automobile insurance holder. This type of coverage is included in most uninsured/under-insured motorist policies in Louisiana.
Who Qualifies for Resident Relative Coverage?
To qualify for resident relative coverage, you must first establish that you are indeed a resident relative. A resident relative is defined as anyone related to the insured by blood, marriage, or adoption, and who lives with the insured person at the time of the accident.
What Does Resident Relative Coverage Provide?
Resident relative coverage provides compensation for medical expenses, lost wages, and pain and suffering that the injured family member experiences as a result of the accident. This coverage is in addition to any compensation the injured person may receive under their own uninsured/under-insured motorist policy.
How to File a Resident Relative Claim
To file a resident relative claim, you must first establish that you are eligible for coverage. This can involve providing evidence such as an affidavits from the at-fault driver and the owner of the at-fault vehicle acknowledging they were uninsured at the time of the accident. These are frequently called “Affidavits of No Insurance.”
It is important to work with an experienced personal injury attorney who can help you navigate the claims process and ensure that you receive the full compensation you are entitled to.
How A Lawyer Can Help
If you or a family member has been injured by an uninsured or under-insured motorist, it is important to understand your legal options. At Malvin Law, our sole focus is helping personal injury victims. Our attorneys are experts when it comes to determining insurance coverage and enforcing rights under insurance policies. We can help you understand your rights, or the rights of a family member, under resident relative coverage. Contact us today to schedule a free consultation and learn more about how we can help you with your case.
Related Blog Posts:
HIRE ONE OF THE BEST
PERSONAL INJURY LAWYERS
If you’ve been injured in an accident, it is imperative that you secure the best legal representation as soon as possible. Fill out the form below to get started for FREE.
Testimonials
“Not your normal lawyer, Max has everything you want in a human being. Very polite and easy to work with. Ive worked with a lot of people in his industry and I believe he is the best.”
Exceptional Service – above and beyond pleased. Max Malvin is very professional!
I loved being able to visit in person with Max…
“My attorney Maxwell Malvin was excellent. Could not have asked for better personal attention. Very professional but yet personal. Recommended highly.”
“Was very apprehensive about calling a lawyer but after letting Attorney Max Malvin handle my case, he walked me through the entire process and kept in contact throughout even if there was nothing to report.”
“My attorney with Malvin Law was beyond impressive. I was involved in a car accident and from the first call my attorney Max was “ALL OVER IT” he handled all the logistics, set me up with a rehab facility and I began treatment within 72 hours of my accident. Past that point he checked in with me weekly not to update me necessarily, but just to see how I was doing and feeling. He got me the best settlement he could and really fought for my best interest. Highly recommended! ⭐️⭐️⭐️⭐️⭐️”
“Max did an incredible job, helping and communicating with me these past months. I felt secure with the information he told me. He explained everything where I was able to understand all the important information I would need to know about my case. Max was very professional with his work and didn’t hesitate to let me know when some problems came around. If someone ever got into an accident I will highly recommend Max Malvin as they lawyer to help them on their case.”