The real answer is: it depends. The insurance company, as part of investigating the claim, will determine which driver caused the accident. Your rates will not go up if you were not at fault for the accident. However, if the insurance company determines that you were at fault for the accident, they can, and likely will, raise your rates.
What if the Insurance Company Blames Me for the Accident but it Wasn’t My Fault?
You can challenge an insurance company’s fault determination. However, just like court, you will need evidence. The best types of evidence to combat an incorrect fault determination are:
- Witness statements
- Dash Cam Footage
- Video footage from nearby businesses
- Accident Reconstruction
- Property Damage
Can An Attorney Help?
Yes! Establishing fault is one of the many things a personal injury attorney helps with. The attorney at Malvin Law have experience both collecting necessary evidence but also effectively presenting it to the insurance company or court. Keep in mind, just because an insurance company has made a decision regarding at fault, doesn’t mean that a court cannot decide otherwise.
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“Not your normal lawyer, Max has everything you want in a human being. Very polite and easy to work with. Ive worked with a lot of people in his industry and I believe he is the best.”
“My attorney Maxwell Malvin was excellent. Could not have asked for better personal attention. Very professional but yet personal. Recommended highly.”
“Max did an incredible job, helping and communicating with me these past months. I felt secure with the information he told me. He explained everything where I was able to understand all the important information I would need to know about my case. Max was very professional with his work and didn’t hesitate to let me know when some problems came around. If someone ever got into an accident I will highly recommend Max Malvin as they lawyer to help them on their case.”
“My attorney with Malvin Law was beyond impressive. I was involved in a car accident and from the first call my attorney Max was “ALL OVER IT” he handled all the logistics, set me up with a rehab facility and I began treatment within 72 hours of my accident. Past that point he checked in with me weekly not to update me necessarily, but just to see how I was doing and feeling. He got me the best settlement he could and really fought for my best interest. Highly recommended! ⭐️⭐️⭐️⭐️⭐️”
Exceptional Service – above and beyond pleased. Max Malvin is very professional!
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“Was very apprehensive about calling a lawyer but after letting Attorney Max Malvin handle my case, he walked me through the entire process and kept in contact throughout even if there was nothing to report.”